How it works


It’s easy, straightforward, and quick to apply. Sign up and instantly see what you qualify for.

Get Approved

Customize Your Terms, Place Your Deposit, and Seal the Deal with Your Signature! Its thats easy

Start Earning

Grab Your Car Keys and Unlock the Path to Profit with Your New Vehicle!

“The best experience I’ve ever had.”

We understand buying a car can be hard, which is why we are making it easier for
Nigerians like you to own a vehicle and make a living.

Easy To apply

Payment Deferral Option

Flexible Payment Term

Start Driving
Start Earning, for less.

Everything You Need to start earning on Taxi-Hailing platforms.

Finance, buy, or rent a car today. All for less.

Fast, easy application 

Currently our 100% online car shopping experience is available in Lagos,Nigeria. 

After you purchase a car, our support team will work with you to coordinate delivery. Likewise, if you’re purchasing your  vehicle through our hire-purchase program, our support team will contact you to walk you through the signing of your hire-purchase contract and to ensure your down payment has been paid. Once you have completed this step, we would schedule a pick up at your convenience
 At delivery, ensure you have signed all documents necessary such as hire-purchase contract and mandate. Our rep would ensure you are helped every step of the way. We like to take photos of our customers with their new Gbovo car so we hope you’re ready to show off your new purchase 
Yes, your down payment is refundable as long as it is paid towards a Nigerian used vehicle, how-ever if your deposit is paid towards a foreign used vehicle and it was registered, we reserve the right to not refund you as the vehicle  registration  was  due to your commitment for wanting to purchase the said vehicle. 

We offer a two weeks mechanical coverage, so you can be rest assured you would be taking care of,  which mean if your vehicle were to have any mechanical issues within this time frame, we would take 100% responsibility for it.

Yes we do, we understand that you might be working with a very tight budget so we do give you the option of adding this cost to your vehicle purchase price.

Yes. Comprehensive insurance is mandatory when purchasing a vehicle through our hire-purchase program. This is to ensure that your vehicle is  protected during an accident. What’s beautiful is that we can help pay for this upfront, by adding the cost to your vehicle purchase.

We work with all customers regardless of their financial situation but a down payment is necessary to get approved on our hire purchase program. Most applicants with no down payment or low down payment gets approved for Nigerian used vehicles, reconditioned to foreign used standard.

Since our services is only currently in Lagos, if you need to commute out of Lagos, you will need to fill out our “out of jurisdiction form” a fee of 3,000 Naira apply.
Our Hire purchase program is currently only available in Lagos, Nigeria at the moment but we are working on expanding to a city near you in the future, if you want us in your city (Vote Here)
We understand life happens and sometimes you wont be able to meet up with your auto payment, which is why we offer our customers the opportunity to access our personal loan product to pay off their weekly/monthly payment during this difficult time, to avoid creating a negative payment history with us. We also offer you three ral a year. As long as you have a positive payment history with us, this option is available to you.

Payments on vehicles purchased through our program are calculated using three components.

Principal– The total cost of a vehicle including the car loan, comprehensive insurance, Yearly auto service etc.

Term- The length of time that payments will be made. Typically terms will run anywhere between 12 months and 36 months (shorter or longer terms are sometimes possible).

Interest Rates– The percentage we charge you to borrow money. Interest rates can vary depending on the vehicle, loan term and the borrower’s financial circumstances.

Typically terms will run anywhere between 12 months and 36 months (shorter or longer terms are sometimes possible).
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